Our Services

Wills

Everyone who has children, property or other assets over £5,000 should have a valid up-to-date Will telling everyone what you want to happen.

Sort your will in the right way:

If you have a Will you can nominate your executors and guardians for young children, make gifts to loved ones and ensures that your wishes regarding the distribution of your estate are known.  You can even begin to protect property, mitigate Inheritance Tax and protect vulnerable or young beneficiaries using Will Trusts.

Without a Will you leave behind an unnecessary mess, more cost and the law dictates how your estate is distributed.  You have no say.

Maybe ask yourself:

  • How would you feel if everything you owned went to someone else’s children?
  • How would you feel if your loved ones did not inherit the family home?
  • How would you feel if your children were dis-inherited?

A valid up-to-date Will puts you in control

Most people acknowledge that it is important to organise their affairs in the event of their death, but unfortunately about 70% of people pass away without making a Will. Most people have the wrong Will. Everyone with children or or property should have a valid up-to-date Will.

A lot of people worry about making a Will because they find it difficult coming to terms with their own mortality. We all know we are mere mortals and it may help you to view making a Will merely as sensible financial planning. Estate Planning starts with having a Will that reflects your current circumstances and meets your current objectives. It should be reviewed and updated regularly. Having a valid Will means that your wishes are known and are, therefore, going to be respected.

There are many misconceptions about Wills or not having a Will.

  • I don’t need a Will my spouse/partner will inherit
    everything automatically.
    Not correct – see intestacy.
  • I have a Will so don’t need probate.
    Not correct – it just makes it easier & cheaper.
  • I made a Will already so I’m ok.
    Not correct – your Will should be reviewed every 3-5 years for changes in circumstances and objectives.
  • I made a Will before I married so I don’t need to do anything.
    Not correct – a Will is automatically revoked by marriage.

Having a Will does allow you to:

  • Choose your own Executors and Trustees.
  • Choose the people you would want to act as Guardians.
  • Make gifts of specific items.
  • Protect a young person’s inheritance.
  • Protect the family home from sideways disinheritance.
  • Protect at least half your home from Care Fees.

What will happen if I do not have a valid Will?

If you do not have a valid Will the Laws of Intestacy always apply. The state makes a Will for you and it will not be the one you would have made for yourself. This includes:

  • Expensive legal fees.
  • Unnecessary delays as the process is more complicated.
  • Distribution is pre-defined and inflexible. People you want to benefit will get nothing.
  • If you have children aged under 18, Social Services will
    decide what happens to them.

We send draft Wills to all our clients for approval and visit you at home to ensure you understand and are happy with your Will before supervising the signing and witnessing of the Will.

Will v Intestacy

BenefitsWillIntestacy
Our production cost of a basic Will (The fee for Mirror Wills is £294)£168.002-4% of your estate value
Avoids additional legal costs of intestacyYesNo
Avoids substantial delays caused by intestacyYesNo
Avoids Social Services deciding who looks after your childrenYesNo
Allows you to nominate Guardians of your choiceYesNo
Allows you to nominate Executors of your choiceYesNo
Allows you to nominate Trustees of your choiceYesNo
Allows you to make specific gifts to family and friendsYesNo
Allows you to protect child’s inheritance against inexperience by delaying age of inheritance whilst still allowing access for education, maintenance and well beingYesNo
Allows you to protect a disabled person’s means tested benefits whilst still allowing them access to their inheritanceYesNo
Allows unmarried couples to double their Inheritance tax allowance from £325k to £650k, saving up to £130k of IHTYesNo
Allows married or unmarried couples to protect the family home from sideways disinheritance (where assets pass sideways to the children of a new spouse or partner)YesNo
Mitigate the effect of Care FeesYesNo

“EPS made the whole exercise as painless as possible. What we thought was going to be a daunting experience was clearly and concisely carried out. We would thoroughly recommend you.”

Mr & Mrs V. Manchester

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